Personal Banking

CHECKING

Minimum deposit of $500.00 to open this account.
Interest will be compounded and credited to your account every month.
At our discretion we may change the interest rate and annual percentage yield
Interest will be calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day.
A service charge fee of $3.00 will be imposed every statement cycle if the balance in the account falls below $500.00 on any day of the cycle. We will impose the service charge fee once during the statement cycle.
You will receive monthly statements with images of checks and deposits.

Minimum deposit of $5,000.00 to open this account.
Interest will be compounded and credited to your account every month.
At our discretion we may change the interest rate and annual percentage yield on your account.
Interest will be calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day.
A service charge fee of $8.00 will be imposed every statement cycle if the balance in the account falls below $2,500.00 any day of the cycle. We will impose a service charge fee once during the statement cycle.
If the balance is at least $2,500.00 on every day in the monthly statement cycle, but falls below $5,000.00 on any day during the monthly statement cycle, we will impose a service charge fee of $4.00 once during the statement cycle.
You will receive monthly statements with images of checks and deposits.

Minimum deposit of $2,500.00 to open this account.
Interest will be compounded and credited to your account every month.
At our discretion we may change the interest rate and annual percentage yield on your account.
Interest will be calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day.
A service charge fee of $4.00 will be imposed every statement cycle if the balance in the account falls below $2,500.00 any day of the cycle.
Transfers from a Redi-Access account to another account or to third parties by preauthorized, automatic, internet, or telephone transfer are limited to six per statement cycle with no more than three by check, draft, or similar order to third parties. Unlimited transfers in person. Excessive withdrawals will result in account closure or conversion to a transaction account.
You will receive monthly statements with images of checks and deposits.

Minimum deposit of $1.00 to open this account.
Interest will be compounded and credited to your account every quarter.
At our discretion your interest rate and annual percentage yield may change at any time.
Interest will be calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day.
No monthly service charge.
Transfers from a savings account to another account or to third parties by preauthorized, automatic, internet, or telephone transfer are limited to six per statement cycle with no transfers by check, draft, or similar order to third parties. Unlimited transfers in person. Excessive withdrawals will result in account closure or conversion to a transaction account.

Minimum deposit of $1.00 to open this account.
If any withdrawal is made from this account before maturity, this account may be closed.

Minimum deposit of $500.00 to open this account.
Interest will be calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day.
You can withdraw funds prior to maturity by paying an early withdrawal penalty of 30 days interest on terms of one year or less and 90 days interest on terms of more than one year.

Minimum deposit of $25.00 to open this account.
Fixed Rate Individual Retirement Accounts: Original interest rate will be paid until first maturity.
Variable Rate Individual Retirement Accounts: At our discretion, we may change the interest rate on your account at any time.
Interest will be calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day.
A penalty may be imposed for withdrawals before maturity. The fee we may impose will equal 90 days interest on the amount withdrawn subject to penalty.