Business Banking
CHECKING
Small Business Checking
- Minimum deposit of $50.00 to open this account.
- $5.00 monthly service charge.
- Unlimited check writing.
- You will receive monthly statements with images of checks and deposits.
- Corporate headquarters must be in our market area.
- Reasonable compensating balance must be left in the account.
Click here for Interest Rates.
Click here for Service Charges and Fees.
Large Business Checking
- Minimum deposit of $50.00 to open this account.
- Monthly service Charge based on account analysis.
- Unlimited check writing.
- You will receive monthly statements with images of checks and deposits.
- Reasonable compensating balance must be left in the account.
Click here for Interest Rates.
Click here for Service Charges and Fees.
Business Now Account
- Designed for sole proprietors and non-profit organizations.
- Minimum deposit of $500.00 to open this account.
- At our discretion your interest rate and annual percentage yield may change at any time.
- Interest will be compounded and credited to your account every month.
- Interest will be calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day.
- A service charge fee of $3.00 will be imposed every statement cycle if the balance in the account falls below $500.00 any day of the cycle. We will impose the service charge fee once during the statement cycle.
- You will receive monthly statements with images of checks and deposits.
Click here for Interest Rates.
Click here for Service Charges and Fees.
Business Redi-Access Account
- Minimum deposit of $2,500.00 to open this account.
- At our discretion your interest rate and annual percentage yield may change at any time.
- Interest will be compounded and credited to your account every month.
- Interest will be calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day.
- A service charge fee of $4.00 will be imposed every statement cycle if the balance in the account falls below $2,500.00 on any day of the cycle.
- Transfers from a Redi-Access account to another account or to third parties by preauthorized, automatic, internet, or telephone transfer are limited to six per statement cycle with no more than three by check, draft, or similar order to third parties. Unlimited transfers in person. Excessive withdrawals will result in account closure or conversion to a transaction account.
- You will receive monthly statements with images of checks and deposits.
Click here for Interest Rates.
Click here for Service Charges and Fees.
SAVINGS
Business Savings Account
- Minimum deposit of $1.00 to open this account.
- Your interest rate and annual percentage yield may change at any time.
- Interest will be compounded and credited to your account every quarter.
- At our discretion we may change the interest rate on your account.
- Interest will be calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day.
- No monthly service charge.
- Transfers from a savings account to another account or to third parties by preauthorized, automatic, internet, or telephone transfer are limited to six per statement cycle with no transfers by check, draft, or similar order to third parties. Unlimited transfers in person. Excessive withdrawals will result in account closure or conversion to a transaction account.
Click here for Interest Rates.
Click here for Service Charges and Fees.
CERTIFICATES OF DEPOSIT
- Minimum deposit of $500.00 to open this account.
- Interest will be calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day.
- You can withdraw funds prior to maturity by paying an early withdrawal penalty of 30 days interest on terms of one year or less and 90 days interest on terms of more than one year.
Click here for Interest Rates.
Click here for Service Charges and Fees.