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Loan Services

Miners Exchange Bank provides a wide array of loan services that are available to individuals, businesses, associations, churches and other entities. You will find that our lending personnel are always ready to assist you by providing the expertise, guidance and help that you need. Miners Exchange Bank offers competitive rates and terms. Whether it's a new home, a car, a vacation, or maybe just some extra cash, please contact one of our lending officers and let us help you put your dreams within reach.

Personal Loans - Installment Loans

Miners Exchange Bank provides installment loans of all types. Whether it's a new car, home improvement, vacation, debt consolidation, or some other personal need, Miners Exchange Bank has just the loan for you. We promise prompt answers and efficient service of your loan. Being the only bank with home offices located in Wise County, we understand your needs, and will make every effort to see that you are serviced in the way you deserve.

Single - Payment Loans

Sometimes you may need to borrow money for a short period of time. Maybe you're expecting a tax refund, an insurance settlement, or a large sum from the sale of an asset. If you plan to repay your loan from a single repayment source rather than monthly installments, we have just the loan for you.

Business Loans

Miners Exchange Bank offers business loans for business expansion, operating capital, lines of credit, facility improvement, or just about any other need your business may have. We want to be sure that businesses in our service area thrive and have the financial tools that are necessary to compete in the marketplace. You will find that our rates and terms are competitive, and our service is first-class.

Real Estate Loans

Purchasing a new home is one of the most important decisions you will make during your lifetime. Finding the right loan for your need can save you thousands of dollars. Don't waste your time chasing pre-packaged loan products that do not meet your personal needs. Let our bank custom design a product that is individually tailored to your needs. We offer a variety of real estate loans including purchase, refinance, construction and home equity loans.